TERMS AND CONDITIONS OF USAGE

Before using any services, please read carefully the following terms of services. You acknowledge that you have read, understood and agree to be bound by all the consents and disclosures. All of the following terms and conditions, including any future modifications to the terms of service, and all the guidelines. If you do not agree to the terms of service, then pls cease using the services immediately.

General Terms

• For the purpose of these Terms of Use, along with any amendments to the same, and wherever the context so requires “You”, ”Your” or “User” shall mean any natural or legal person who has agreed to become a user of the Website. The term “We”, “Us”, “Our”, “Company”,”website/Platform shall mean LifeChart.in. “Third Party” shall mean and refer to any individual(s), company or entity apart from the User and Website/Platform .
• These Terms of Use, Privacy policy, together with any additional Service specific terms and conditions, other policies which may be applicable and/or available on our Website, and any disclaimers which may be present on the Website/Application are jointly referred to as “Terms of Use or Agreement” and constitute the terms of your access and use of the Website/Application and the Services. Where any part of the Agreement is amended in accordance with the terms of the Agreement, the Agreement shall be enforceable in its amended form. Please be sure to review this Agreement periodically to ensure familiarity with the most current version. If at any time the terms and conditions of this Agreement are no longer acceptable to you, you should immediately cease all use of the Service.
• By accessing, registering or using the Services you agree to be legally bound by these Terms of Use/Agreement and consent to our usage of information as outlined in our Privacy Policy. Your use of our Services is subject to your compliance with these Terms of Use. These Terms of Use apply to all visits to our website/portal By accessing and using our Services, you hereby agree to these Terms of Use/Agreement, in its entirety. You may not use our Services (or any part thereof) if you do not agree to be bound by this agreement. If you continue to browse and use this Website, you are agreeing to comply with and be bound by the following terms and conditions of use/Agreement. If you disagree with any part of these terms and conditions/agreement, please do not use our Website. Where any part of the Agreement is amended in accordance with the terms stated herein, the Agreement shall be enforceable in its amended form. Please be sure to review this Agreement periodically to ensure familiarity with the most current version.
• In case of non-compliance with any applicable laws, rules or regulations, or the Agreement by a User, Website/Platform has the right to immediately terminate the access or usage rights of the User to the Services and to remove non-compliant information.
• Website/Platform may disclose or transfer sensitive personal data / information to the extent it is necessary to provide the Services, to another entity or person, as per the Privacy Policy.
• Website/Platform retains the right at any time to deny or suspend access to any or all sections of/services provided through the Website to any user, who We believe, has violated any of the provisions of these Terms and Conditions of Use/Agreement.

Payment, Fees and Taxes

• The User agrees to pay all fees, consulting fees and other fees applicable to User’s use of Services and the User shall not circumvent the fee structure. The fee is dependent on the service that User purchases and not on actual usage of the Services. All fees are exclusive of applicable taxes.
• Each User / member is solely responsible for payment of all taxes, legal compliances, statutory registrations and reporting.
• The fees could be paid online through the facility made on the Website. Third parties support and services are required to process online fee payment. Website/Platform is not responsible for any loss or damage caused to User during this process as these third parties are beyond the control of Website/Platform.

Cancellation and Refund Policy

• No refund shall be processed on the order of any reports if the order has been assigned to a Partner. The risk and liability of placing order in a haste and careless manner totally lies with the User and the Website/Platform is not responsible for any refund once the processing stage has started.
• No refund shall be processed once the Order has been placed and executed. However, if the User intends to cancel a successfully placed order before execution, the User is required to contact the customer care team within 3 hour (Three hour) of making the payment, whereafter it is totally at the discretion of the Website/Platform whether to issue a refund.
• Any technical delay or glitch reported in the Website/Platform during the processing of the request which includes generating reports by the service provider shall not be eligible for claiming a refund. The User agrees that the timelines are approximate and all essential steps would be taken to adhere to the timelines as displayed.
• No refund shall be processed for the reason that in-correct information or data has been provided by You. The User agrees to be careful while providing any information to the Website/Platform and must re-check the information filled before clicking on “Submit”. The User can request for change in the in-correct information or data entered provided, the request for such change has been made with the customer care within 3 hour (Three hour) of execution of the service rendered by the service provider.
• The services offered are strictly not meant to replace any philosophical, emotional or medical treatment. The Website/Platform holds no responsibility or liability about the reality or reliability of the consultancy effects on human physiology.
• No refund shall be processed for providing a wrong contact number for the purpose of availing the “Calling feature” . The User once opted for this feature is advised to keep the Contact Number in full coverage area and must answer the call when received. No refund shall be processed for any call which gets connected.
• The refunds, if any, shall be processed after deduction of the transaction charges levied by the Bank and/or the Payment Gateway.
• In case the Website/Platform or Payment gateway’s webpage, that is linked to the Website/Platform, is experiencing any server related issues like ‘slow down’ or ‘failure’ or ‘session timeout then user may expect delay in such cases
• If there are orders that the Website/Platform is unable to accept and must cancel, the Website/Platform at its sole discretion, reserves the right to refuse or cancel any order for any reason whatsoever. Some situations may result in the order being cancelled and include, without limitation, non-availability of the service, inaccuracy, error in pricing information or other problems as identified. If the User’s order is cancelled after charges being paid against the said service, the said amount paid for booking shall be refunded.

Collection, Use, Storage and Transfer of Personal Information

• Our Website may include pages that give you the opportunity to provide us with Personal Information about yourself which shall be dealt with as per the Privacy Policy of the Company. Further You agree to the following:
• Website/Platform assumes no liability towards any time delay caused on account of the above factors necessary for review, analysis reporting and third-party service delay outside of our control.
• Website/Platform shall not be responsible in any manner for the authenticity of the personal information or sensitive personal data or information supplied by the User to Website/Platform or any other person acting on behalf of Website/Platform.
• The User is responsible for maintaining the confidentiality of the User’s account access information and password and restricting any unauthorised access and use of Services through the Website. The User shall be responsible for all uses of the User’s account and password, whether or not authorized by the User. The User shall immediately notify Website/Platform of any actual or suspected unauthorized use of the User’s account or password.
• If a User provides any information that is false, inaccurate, not current or incomplete (or becomes false, inaccurate, not current or incomplete), or Website/Platform has reasonable grounds to suspect that such information is false, inaccurate, not current or incomplete, Website/Platform has the right to suspend or terminate such account at its sole discretion.

Indemnity

• User agrees to indemnify and hold harmless website/Platform, its affiliates, officers, directors, employees, consultants, licensors, agents, and representatives from any and all third party claims, losses, liability, damages, and/or costs (including reasonable attorney fees and costs) arising from his/her/its access to or use of Website, violation of this Terms of Use, or infringement by user of any intellectual property or other right of Website/Platform or any person or entity. Website/Platform will notify you promptly of any such claim, loss, liability, or demand, and in addition to your foregoing obligations, you agree to provide us with reasonable assistance, at your expense, in defending any such claim, loss, liability, damage, or cost. The obligation to indemnify shall be effective and shall extend to all such claims or losses in their entirety. This shall further include any third party claims made against Website/Platform in respect of any infringement of the Terms of Use or claims made on account of any negligence, default or breach by you arising out of or in respect of the performance of this Terms of Use.

Limited Liability/Warranty

Smart Consultancy services provided through the website are based on cumulative or individual knowledge , experience and interpretations of spiritual healers and as such , it may vary from one healer to another healer. The website/platform is offering services through a diverse Pannel of healers duly verified by the website and such service providers may from time to time make recommendations of smart consultancy reminders to be used. Any errors in the software will be corrected. You are required to make full discloser about the emotional, mental and physical state of the person seeking advice from the Pannel of healers of the website so that healer make an informed.

• The Website/Platform is offering services through a diverse panel of consultants duly verified by the Website and such Service Providers (Consultant) may from time to time make recommendations of smart consultaion services to be used by User. Such recommendations are being made in good faith by the consultants and the Website and its subsidiaries, affiliates, officers, employees, agents, partners, and licensors make no warranty that :
• the service will meet your requirements
• the service will be uninterrupted, timely, secure or error-free.
• the results that may be obtained from the use of the service will be accurate or reliable.
• the quality of any products, services, information or other material purchased or obtained by you through the service will meet your expectations and
• any errors in the software will be corrected. You are required to make full disclosure about the emotional, mental and physical state of the person seeking advice from the panel of consultants of the Website so that the consultants make an informed judgment about giving advice.
• The Website, services and other materials are provided by the Website on an "as is" basis without warranty of any kind, express, implied, statutory or otherwise, including the implied warranties of title, non-infringement, merchantability or fitness for a particular purpose. without limiting the foregoing, the Website makes no warranty that (i) the Website or the services will meet your requirements or your use of the Website or the services will be uninterrupted, timely, secure or error-free; (ii) the results that may be obtained from the use of the Website, services or materials will be effective, accurate or reliable; (iii) the quality of the Website, services or other materials will meet your expectations; or that (iv) any errors or defects in the Website, services or other materials will be corrected. no advice or information, whether oral or written, obtained by the User from the Website or through or from use of the services shall create any warranty not expressly stated in the terms of use.
• To the maximum extent permitted by applicable law, the Website will have no liability related to User content arising under intellectual property rights, libel, privacy, publicity, obscenity or other laws. The Website also disclaims all liability with respect to the misuse, loss, modification or unavailability of any User content.
• The Website will not be liable for any loss that the User may incur as a consequence of unauthorized use of their account or account information in connection with the Website or any services or materials, either with or without the User’s knowledge. The Website has endeavored to ensure that all the information on the Website is correct, but the Website neither warrants nor makes any representations regarding the quality, accuracy or completeness of any data, information, product or service. The Website shall not be responsible for the delay or inability to use the Website or related functionalities, the provision of or failure to provide functionalities, or for any information, software, products, functionalities and related graphics obtained through the Website, or otherwise arising out of the use of the Website, whether based on contract, tort, negligence, strict liability or otherwise. further, the Website shall not be held responsible for non-availability of the Website during periodic maintenance operations or any unplanned suspension of access to the Website that may occur due to technical reasons or for any reason beyond the Website's control.
• The User understands and agrees that any material or data downloaded or otherwise obtained through the Website is done entirely at their own discretion and risk and they will be solely responsible for any damage to their computer systems or loss of data that results from the download of such material or data. The Website is not responsible for any typographical error leading to an invalid coupon. The Website accepts no liability for any errors or omissions, with respect to any information provided to you whether on behalf of itself or third parties.
• The Services provided by the Website are for entertainment purposes only and the Website on behalf of itself and its suppliers, disclaims all warranties of any kind, express or implied, including without limitation any warranty of merchantability, fitness for a particular purpose, title, non-infringement and it makes no warranty or representation regarding the results that may be obtained from the use of content or services, the accuracy or reliability of any content obtained through the Services, any goods or services purchased or obtained through the Website, and makes no warranty that the services will meet your requirements, be uninterrupted, timely, secure or error-free. No advice or information, whether oral or written, obtained by you from the Website shall create any warranty.
• The services may consist of the following, without limitation: smart content, Reports, Tarot readings, fortunes, numerology, predictions, live telephone consultations, email consultations. Chat/Call service charges offered on this platform are on per minute basis and hold no responsibility or liability about the reality or reliability of the consultancy effects on human physiology.
• The advisors/consultants are also members of the site and not employees of the Website or the company. However, the Website verifies the degrees, qualifications, credentials, and background of the advisors/consultants but does not refer, endorse, recommend, verify, evaluate or guarantee any advice, information or other services provided by the advisors/consultants or by the company, nor does it warrant the validity, accuracy, completeness, safety, legality, quality, or applicability of the content, anything said or written by, or any advice provided by the advisors/consultants.
• The Website shall not be liable for any inaccuracy, error or delay in, or omission of (a) any data, information or message, or (b) the transmission or delivery of any such data, information or message; or (c) any loss or damage arising from or occasioned by any such inaccuracy, error, delay or omission, non-performance or interruption in any such data, information or message. Under no circumstances shall the Website and/or the payment service providers, its employees, directors, and its third party agents involved in processing, delivering or managing the services, be liable for any direct, indirect, incidental, special or consequential damages, or any damages whatsoever, including punitive or exemplary arising out of or in any way connected with the provision of or any inadequacy or deficiency in the provision of the services or resulting from unauthorized access or alteration of transmissions of data or arising from suspension or termination of the services.
• Notwithstanding anything to the contrary contained herein, Website/Platform liability to you for any cause whatsoever, and regardless of the form of the action, will at all times be limited to the amount paid, if any, by you to the Website, for the service during the term of membership.

Right to Modify Terms of Service

• Website/Platform reserve the right to revise and update these Terms of Use and the Privacy Policy at any time without notifying you. As such, please periodically review these Terms of Use, our Privacy Policy, and any other policies that may be posted on this Website, each of which are accessible via the Website homepage. Continued usage of our Services will be considered acceptance of any changes. The User agrees that, during the period of this Agreement, we may revise the Terms and Conditions, and change the services provided under this Agreement. Any such revision or change will be binding and effective immediately on release of the revised Agreement or change to the Service(s) on our website. Unless we expressly notify otherwise, these terms incorporate and supersede any other terms associated with the Services.
• Website/Platform has the right to discontinue service, or deny access to anyone who violates our policies or the terms and conditions stated herein, without prior notice or warning.

Governing Law

• This Privacy Policy and Terms of Use shall be governed by and constructed in accordance with the laws of India only without reference to conflict of laws principles and disputes arising in relation hereto.
• A printed version of these Terms and Conditions of Use/Agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to these Terms and Conditions of Use/Agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.