TERMS AND CONDITIONS OF USAGE
Before using any services, please read carefully the following
terms of services. You acknowledge that you have read,
understood and agree to be bound by all the consents and
disclosures. All of the following terms and conditions,
including any future modifications to the terms of service, and
all the guidelines. If you do not agree to the terms of service,
then pls cease using the services immediately.
General Terms
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For the purpose of these Terms of Use, along with any
amendments to the same, and wherever the context so requires
“You”, ”Your” or “User” shall mean any natural or legal person
who has agreed to become a user of the Website. The term “We”,
“Us”, “Our”, “Company”,”website/Platform shall mean
LifeChart.in. “Third Party” shall mean and refer to any
individual(s), company or entity apart from the User and
Website/Platform .
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These Terms of Use, Privacy policy, together with any
additional Service specific terms and conditions, other
policies which may be applicable and/or available on our
Website, and any disclaimers which may be present on the
Website/Application are jointly referred to as “Terms of Use
or Agreement” and constitute the terms of your access and use
of the Website/Application and the Services. Where any part of
the Agreement is amended in accordance with the terms of the
Agreement, the Agreement shall be enforceable in its amended
form. Please be sure to review this Agreement periodically to
ensure familiarity with the most current version. If at any
time the terms and conditions of this Agreement are no longer
acceptable to you, you should immediately cease all use of the
Service.
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By accessing, registering or using the Services you agree to
be legally bound by these Terms of Use/Agreement and consent
to our usage of information as outlined in our Privacy Policy.
Your use of our Services is subject to your compliance with
these Terms of Use. These Terms of Use apply to all visits to
our website/portal By accessing and using our Services, you
hereby agree to these Terms of Use/Agreement, in its entirety.
You may not use our Services (or any part thereof) if you do
not agree to be bound by this agreement. If you continue to
browse and use this Website, you are agreeing to comply with
and be bound by the following terms and conditions of
use/Agreement. If you disagree with any part of these terms
and conditions/agreement, please do not use our Website. Where
any part of the Agreement is amended in accordance with the
terms stated herein, the Agreement shall be enforceable in its
amended form. Please be sure to review this Agreement
periodically to ensure familiarity with the most current
version.
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In case of non-compliance with any applicable laws, rules or
regulations, or the Agreement by a User, Website/Platform has
the right to immediately terminate the access or usage rights
of the User to the Services and to remove non-compliant
information.
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Website/Platform may disclose or transfer sensitive personal
data / information to the extent it is necessary to provide
the Services, to another entity or person, as per the Privacy
Policy.
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Website/Platform retains the right at any time to deny or
suspend access to any or all sections of/services provided
through the Website to any user, who We believe, has violated
any of the provisions of these Terms and Conditions of
Use/Agreement.
Payment, Fees and Taxes
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The User agrees to pay all fees, consulting fees and other
fees applicable to User’s use of Services and the User shall
not circumvent the fee structure. The fee is dependent on the
service that User purchases and not on actual usage of the
Services. All fees are exclusive of applicable taxes.
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Each User / member is solely responsible for payment of all
taxes, legal compliances, statutory registrations and
reporting.
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The fees could be paid online through the facility made on the
Website. Third parties support and services are required to
process online fee payment. Website/Platform is not
responsible for any loss or damage caused to User during this
process as these third parties are beyond the control of
Website/Platform.
Cancellation and Refund Policy
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No refund shall be processed on the order of any reports if
the order has been assigned to a Partner. The risk and
liability of placing order in a haste and careless manner
totally lies with the User and the Website/Platform is not
responsible for any refund once the processing stage has
started.
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No refund shall be processed once the Order has been placed
and executed. However, if the User intends to cancel a
successfully placed order before execution, the User is
required to contact the customer care team within 3 hour
(Three hour) of making the payment, whereafter it is totally
at the discretion of the Website/Platform whether to issue a
refund.
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Any technical delay or glitch reported in the Website/Platform
during the processing of the request which includes generating
reports by the service provider shall not be eligible for
claiming a refund. The User agrees that the timelines are
approximate and all essential steps would be taken to adhere
to the timelines as displayed.
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No refund shall be processed for the reason that in-correct
information or data has been provided by You. The User agrees
to be careful while providing any information to the
Website/Platform and must re-check the information filled
before clicking on “Submit”. The User can request for change
in the in-correct information or data entered provided, the
request for such change has been made with the customer care
within 3 hour (Three hour) of execution of the service
rendered by the service provider.
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The services offered are strictly not meant to replace any
philosophical, emotional or medical treatment. The
Website/Platform holds no responsibility or liability about
the reality or reliability of the consultancy effects on
human physiology.
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No refund shall be processed for providing a wrong contact
number for the purpose of availing the “Calling feature” . The
User once opted for this feature is advised to keep the
Contact Number in full coverage area and must answer the call
when received. No refund shall be processed for any call which
gets connected.
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The refunds, if any, shall be processed after deduction of the
transaction charges levied by the Bank and/or the Payment
Gateway.
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In case the Website/Platform or Payment gateway’s webpage,
that is linked to the Website/Platform, is experiencing any
server related issues like ‘slow down’ or ‘failure’ or
‘session timeout then user may expect delay in such cases
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If there are orders that the Website/Platform is unable to
accept and must cancel, the Website/Platform at its sole
discretion, reserves the right to refuse or cancel any order
for any reason whatsoever. Some situations may result in the
order being cancelled and include, without limitation,
non-availability of the service, inaccuracy, error in pricing
information or other problems as identified. If the User’s
order is cancelled after charges being paid against the said
service, the said amount paid for booking shall be refunded.
Collection, Use, Storage and Transfer of Personal Information
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Our Website may include pages that give you the opportunity to
provide us with Personal Information about yourself which
shall be dealt with as per the Privacy Policy of the Company.
Further You agree to the following:
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Website/Platform assumes no liability towards any time delay
caused on account of the above factors necessary for review,
analysis reporting and third-party service delay outside of
our control.
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Website/Platform shall not be responsible in any manner for
the authenticity of the personal information or sensitive
personal data or information supplied by the User to
Website/Platform or any other person acting on behalf of
Website/Platform.
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The User is responsible for maintaining the confidentiality of
the User’s account access information and password and
restricting any unauthorised access and use of Services
through the Website. The User shall be responsible for all
uses of the User’s account and password, whether or not
authorized by the User. The User shall immediately notify
Website/Platform of any actual or suspected unauthorized use
of the User’s account or password.
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If a User provides any information that is false, inaccurate,
not current or incomplete (or becomes false, inaccurate, not
current or incomplete), or Website/Platform has reasonable
grounds to suspect that such information is false, inaccurate,
not current or incomplete, Website/Platform has the right to
suspend or terminate such account at its sole discretion.
Indemnity
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User agrees to indemnify and hold harmless website/Platform,
its affiliates, officers, directors, employees, consultants,
licensors, agents, and representatives from any and all third
party claims, losses, liability, damages, and/or costs
(including reasonable attorney fees and costs) arising from
his/her/its access to or use of Website, violation of this
Terms of Use, or infringement by user of any intellectual
property or other right of Website/Platform or any person or
entity. Website/Platform will notify you promptly of any such
claim, loss, liability, or demand, and in addition to your
foregoing obligations, you agree to provide us with reasonable
assistance, at your expense, in defending any such claim,
loss, liability, damage, or cost. The obligation to indemnify
shall be effective and shall extend to all such claims or
losses in their entirety. This shall further include any third
party claims made against Website/Platform in respect of any
infringement of the Terms of Use or claims made on account of
any negligence, default or breach by you arising out of or in
respect of the performance of this Terms of Use.
Limited Liability/Warranty
Smart Consultancy services provided through the website are
based on cumulative or individual knowledge , experience and
interpretations of spiritual healers and as such , it may vary
from one healer to another healer. The website/platform is
offering services through a diverse Pannel of healers duly
verified by the website and such service providers may from time
to time make recommendations of smart consultancy reminders to
be used. Any errors in the software will be corrected. You are
required to make full discloser about the emotional, mental and
physical state of the person seeking advice from the Pannel of
healers of the website so that healer make an informed.
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The Website/Platform is offering services through a diverse
panel of consultants duly verified by the Website and such
Service Providers (Consultant) may from time to time make
recommendations of smart consultaion services to be used by User.
Such recommendations are being made in good faith by the
consultants and the Website and its subsidiaries, affiliates,
officers, employees, agents, partners, and licensors make no
warranty that :
- the service will meet your requirements
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the service will be uninterrupted, timely, secure or
error-free.
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the results that may be obtained from the use of the service
will be accurate or reliable.
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the quality of any products, services, information or other
material purchased or obtained by you through the service
will meet your expectations and
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any errors in the software will be corrected. You are
required to make full disclosure about the emotional, mental
and physical state of the person seeking advice from the
panel of consultants of the Website so that the consultants
make an informed judgment about giving advice.
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The Website, services and other materials are provided by the
Website on an "as is" basis without warranty of any kind,
express, implied, statutory or otherwise, including the
implied warranties of title, non-infringement, merchantability
or fitness for a particular purpose. without limiting the
foregoing, the Website makes no warranty that (i) the Website
or the services will meet your requirements or your use of the
Website or the services will be uninterrupted, timely, secure
or error-free; (ii) the results that may be obtained from the
use of the Website, services or materials will be effective,
accurate or reliable; (iii) the quality of the Website,
services or other materials will meet your expectations; or
that (iv) any errors or defects in the Website, services or
other materials will be corrected. no advice or information,
whether oral or written, obtained by the User from the Website
or through or from use of the services shall create any
warranty not expressly stated in the terms of use.
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To the maximum extent permitted by applicable law, the Website
will have no liability related to User content arising under
intellectual property rights, libel, privacy, publicity,
obscenity or other laws. The Website also disclaims all
liability with respect to the misuse, loss, modification or
unavailability of any User content.
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The Website will not be liable for any loss that the User may
incur as a consequence of unauthorized use of their account or
account information in connection with the Website or any
services or materials, either with or without the User’s
knowledge. The Website has endeavored to ensure that all the
information on the Website is correct, but the Website neither
warrants nor makes any representations regarding the quality,
accuracy or completeness of any data, information, product or
service. The Website shall not be responsible for the delay or
inability to use the Website or related functionalities, the
provision of or failure to provide functionalities, or for any
information, software, products, functionalities and related
graphics obtained through the Website, or otherwise arising
out of the use of the Website, whether based on contract,
tort, negligence, strict liability or otherwise. further, the
Website shall not be held responsible for non-availability of
the Website during periodic maintenance operations or any
unplanned suspension of access to the Website that may occur
due to technical reasons or for any reason beyond the
Website's control.
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The User understands and agrees that any material or data
downloaded or otherwise obtained through the Website is done
entirely at their own discretion and risk and they will be
solely responsible for any damage to their computer systems or
loss of data that results from the download of such material
or data. The Website is not responsible for any typographical
error leading to an invalid coupon. The Website accepts no
liability for any errors or omissions, with respect to any
information provided to you whether on behalf of itself or
third parties.
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The Services provided by the Website are for entertainment
purposes only and the Website on behalf of itself and its
suppliers, disclaims all warranties of any kind, express or
implied, including without limitation any warranty of
merchantability, fitness for a particular purpose, title,
non-infringement and it makes no warranty or representation
regarding the results that may be obtained from the use of
content or services, the accuracy or reliability of any
content obtained through the Services, any goods or services
purchased or obtained through the Website, and makes no
warranty that the services will meet your requirements, be
uninterrupted, timely, secure or error-free. No advice or
information, whether oral or written, obtained by you from the
Website shall create any warranty.
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The services may consist of the following, without limitation:
smart content, Reports, Tarot readings, fortunes,
numerology, predictions, live telephone consultations, email
consultations. Chat/Call service charges offered on this
platform are on per minute basis and hold no responsibility or
liability about the reality or reliability of the consultancy
effects on human physiology.
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The advisors/consultants are also members of the
site and not employees of the Website or the company. However,
the Website verifies the degrees, qualifications, credentials,
and background of the advisors/consultants but
does not refer, endorse, recommend, verify, evaluate or
guarantee any advice, information or other services provided
by the advisors/consultants or by the company, nor
does it warrant the validity, accuracy, completeness, safety,
legality, quality, or applicability of the content, anything
said or written by, or any advice provided by the
advisors/consultants.
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The Website shall not be liable for any inaccuracy, error or
delay in, or omission of (a) any data, information or message,
or (b) the transmission or delivery of any such data,
information or message; or (c) any loss or damage arising from
or occasioned by any such inaccuracy, error, delay or
omission, non-performance or interruption in any such data,
information or message. Under no circumstances shall the
Website and/or the payment service providers, its employees,
directors, and its third party agents involved in processing,
delivering or managing the services, be liable for any direct,
indirect, incidental, special or consequential damages, or any
damages whatsoever, including punitive or exemplary arising
out of or in any way connected with the provision of or any
inadequacy or deficiency in the provision of the services or
resulting from unauthorized access or alteration of
transmissions of data or arising from suspension or
termination of the services.
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Notwithstanding anything to the contrary contained herein,
Website/Platform liability to you for any cause whatsoever,
and regardless of the form of the action, will at all times be
limited to the amount paid, if any, by you to the Website, for
the service during the term of membership.
Right to Modify Terms of Service
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Website/Platform reserve the right to revise and update these
Terms of Use and the Privacy Policy at any time without
notifying you. As such, please periodically review these Terms
of Use, our Privacy Policy, and any other policies that may be
posted on this Website, each of which are accessible via the
Website homepage. Continued usage of our Services will be
considered acceptance of any changes. The User agrees that,
during the period of this Agreement, we may revise the Terms
and Conditions, and change the services provided under this
Agreement. Any such revision or change will be binding and
effective immediately on release of the revised Agreement or
change to the Service(s) on our website. Unless we expressly
notify otherwise, these terms incorporate and supersede any
other terms associated with the Services.
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Website/Platform has the right to discontinue service, or deny
access to anyone who violates our policies or the terms and
conditions stated herein, without prior notice or warning.
Governing Law
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This Privacy Policy and Terms of Use shall be governed by and
constructed in accordance with the laws of India only without
reference to conflict of laws principles and disputes arising
in relation hereto.
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A printed version of these Terms and Conditions of
Use/Agreement and of any notice given in electronic form shall
be admissible in judicial or administrative proceedings based
upon or relating to these Terms and Conditions of
Use/Agreement to the same extent and subject to the same
conditions as other business documents and records originally
generated and maintained in printed form.